Two Ways to Start Building a Credit History

Many young adults face the following problem: They want a credit card to charge things, but how can they persuade a bank to offer you one if you've never done it before?

2 ways to start building a credit history

You want your first credit card, but no bank will give you one without an established credit history. How do you go about proving you're a good credit risk?

EXTENSION CONNECTIONS: Credit history and successful saving

It is important to understand your credit history and how this could affect saving success. All Americans need to have savings of some type. Having a savings account allows you to pay for emergencies, gives you financial freedom, and can help you...

What you don't know about credit scores could hurt you

Your credit score, which is based on your credit history, can have an enormous effect – positive or negative – on your life. That score is used by employers, lenders, landlords and insurance companies.

Is Dust on Your Credit Card a Bad Thing?

Inactivity can affect credit scores, and closing cards completely is usually a bad idea.