First Person: How I Get Copies of My Credit Report for Free

Credit reporting agencies and third party agencies love to charge for credit reports and scores. Equifax charges $15.95 for a credit report and score, $19.95 for their "Score Power®," $29.95 for their three in one credit report which contains information for all three credit reporting agencies, and $39.95 for a "Complete Report™."

Good defense is best offense for credit problems

Consumers are entitled to a free credit report every 12 months from each of the three national credit-reporting agencies. You also can receive a free report if you have been denied credit within the past 60 days, are unemployed and job hunting, receive public assistance or are a victim of fraud. The National Consumer Law Center offers tips on what to check in your credit report: www.nclc.org ...

ACE Safeguards Against Fraud

ACE Private Risk Services, a subsidiary of ACE collaborated with ID Resolution to provide free of cost personal identity protection services to its customers.

Why credit cards can be a problem

Study shows that poor financial literacy concerning credit cards can cause serious financial issues - especially for women →

5 Ways to Avoid Filing for Bankruptcy

The B Word. We know what it is but don't like to say it, and we hope we never have to go through it. The mere thought of bankruptcy sends shivers down our spines and makes our bank accounts quiver in fear. ...